Step 3.
GET ON THE PATH TO OWN IT
There are two paths to buying an OWN IT home:
For Tāmaki whānau with a household income of around $85,000-$130,000
You can share the ownership of an OWN IT home with us at first. This makes your loan payments lower so they’re easier to afford. We’ll also share any increase in the value of the house with you. As time goes on, you can buy our share until eventually you own the whole house.
For Tāmaki whānau with a household income of up to $85,000
You can move into an OWN IT home and pay affordable rent until you’re ready to buy the house. This will give you more time to pay off debt and save for a deposit. We’ll also share any increase in the value of the house with you. When you’re ready, you can buy your home by sharing the ownership with us at first.
Whatever path you take, our friendly team will work with you at every step of the way, including signing you up, matching you with the right home, and helping you to apply for a mortgage.